IR

Intelligent Retirement LLC

Secure Your Retirement Future

Schedule a Consultation Request Pension Review

Your Path to Retirement Clarity

Retirement planning doesn't have to be overwhelming. Follow these four simple steps to gain confidence in your retirement future.

1

Understand Your Projected Income in Retirement

We'll help you identify all your potential income sources including your pension, Social Security, investments, and any other retirement accounts. Understanding what you'll actually have coming in is the foundation of any solid retirement plan.

2

Determine What Income is Required to Live Comfortably

What does your ideal retirement look like? We'll work together to calculate your actual expenses and lifestyle goals. From healthcare to hobbies, travel to daily living costs—let's define what "comfortable" means for you.

3

Model for Your Ideal Retirement Date

When do you want to retire? We'll create projections based on your target date to see if your income will support your desired lifestyle. This analysis gives you a clear picture of where you stand today.

4

Create a Simple Plan to Get There

Based on the gap between your projected income and needs, we'll develop a straightforward action plan. This might include optimizing your savings, exploring insurance solutions, or adjusting your retirement timeline. Either way, you'll have clarity and confidence moving forward.

Ready to Start Your Journey?

Let's work through these steps together in a complimentary consultation.

Schedule Your Free Consultation

Simple Framework for Retirement Planning

📊

Retirement Income Planning

Develop a strategy to maximize your retirement income from all sources, ensuring you can maintain your lifestyle throughout retirement. Key considerations include:

  • • Pension estimation and benefit analysis
  • • Healthcare coverage and long-term care needs
  • • Social Security timing and optimization strategies
  • • Income requirements for your desired lifestyle
  • • The 80% income replacement standard and alternatives
💼

Saving for Retirement

Having at least one supplemental retirement account significantly increases your chances of a comfortable retirement. Research shows that individuals with multiple income sources in retirement—such as a pension combined with personal savings—are far more likely to maintain their desired lifestyle. Should you prioritize tax-free or tax-deferred options? Is opening an IRA right for your situation? How should you optimize your 401(k) or 403(b) contributions? We'll help you navigate these critical decisions and create a personalized savings and investment approach aligned with your retirement goals, risk tolerance, and tax strategy.

🛡️

Contingency Planning

Life is unpredictable. We'll help you plan for the unexpected—whether it's a serious illness, loss of life, or living longer than anticipated. Proper contingency planning protects your retirement dreams and ensures your loved ones are secure no matter what happens.

✓

Retirement Readiness Assessment

Are you truly ready to retire? We'll conduct a thorough evaluation of your financial preparedness, helping you understand if your target retirement date is realistic and what adjustments might be needed to retire with confidence.

🏡

Debt Reduction Strategy

Carrying debt into retirement can significantly impact your financial security. We'll help you develop a strategic plan to reduce or eliminate debt before retirement, freeing up more of your income to enjoy the lifestyle you've worked so hard to achieve.

Scott Jordan

Making Retirement Planning Simple and Actionable

Scott Jordan is the founder of Intelligent Retirement, LLC and a licensed insurance agent who works with the leading supplemental retirement companies available to North Carolina residents. With an extensive background in account management and a 20-year career in technology, Scott excels at simplifying complex retirement planning into clear, actionable steps that everyday people can implement immediately—then refine as life evolves.

Scott works with individuals and families from all walks of life, whether you're years away from retirement or already enjoying it. With a deep understanding of State of North Carolina pension options and a practical approach to planning, Scott helps you build a retirement strategy that adapts to your changing circumstances and keeps you moving toward your goals.

  • Clear, actionable retirement strategies you can start today
  • Personalized planning that adapts as your life changes
  • Access to quality insurance and investment products
  • Ongoing support throughout your retirement journey
  • No-obligation consultations

Understanding Your State Pension

Before planning your complete retirement strategy, it's important to fully understand your pension benefits. Schedule a complimentary pension review to discover what you're entitled to and how it fits into your overall retirement plan.

Schedule Your Free Pension Review

Let's Start Planning Your Retirement

Schedule a complimentary consultation to discuss your retirement goals